Business Loans (Corporate Loans)

Business Loans provide companies with access to capital for investments, expansion, equipment purchases, or operational needs. Loans can be structured with flexible repayment terms to suit different business models and financial situations.

This financing option supports both short-term needs and long-term growth strategies, helping businesses maintain stability and seize new opportunities

Business Loans – Flexible Financing for Growth and Stability

Our Business Loans provide companies with reliable access to capital to support both short-term operational needs and long-term growth strategies. Whether your business is investing in expansion, purchasing equipment, strengthening cash flow, or entering new markets, our loan solutions are designed to adapt to your business model and financial situation.

How It Works

Businesses apply for financing based on their funding needs, financial performance, and growth plans. Once approved, funds are disbursed as a lump sum, and repayment is made through fixed or flexible instalments over an agreed loan term. Repayment schedules can be structured monthly or quarterly, depending on cash flow preferences.

Our approach focuses on simplicity, transparency, and flexibility, ensuring that businesses clearly understand the total cost, repayment timeline, and obligations before entering an agreement.

Who Can Apply

Business Loans are available to:

• Limited companies, partnerships, and sole traders

• Established businesses and growing SMEs

• Companies operating in most industries (subject to compliance and risk assessment)

• Businesses with stable or improving revenue and documented financial records

Start-ups may be considered on a case-by-case basis, particularly when supported by strong projections, contracts, or collateral.

Loan Amounts

Businesses can typically borrow between:

• €25,000 – €2,000,000

• £20,000 – £1,750,000

The approved amount depends on factors such as:

• Company turnover and profitability

• Credit profile of the business and owners

• Purpose of the loan

• Available security or guarantees

Loan Duration

Loan terms are flexible and generally range from:

• 6 months to 10 years

Shorter terms are often used for working capital or bridge financing, while longer terms are suitable for investments, acquisitions, or large equipment purchases.

Costs and Interest Rates

Interest rates and fees are determined individually based on risk assessment, loan size, and term length.

Indicative pricing:

• Interest rates from 4.5% to 12% per annum

• Available in both EUR (€) and GBP (£)

• Fixed or variable rate options may be offered

Additional costs may include:

• Arrangement or setup fees

• Early repayment or restructuring fees (if applicable)

All costs are clearly disclosed before signing, with no hidden charges.

Security and Guarantees

Depending on the loan structure and risk profile, we may require one or more of the following forms of security:

• Personal guarantees from directors or owners

• Business assets (equipment, inventory, receivables)

• Property or real estate security

• Corporate guarantees

In some cases, unsecured loans may be available for smaller amounts or highly creditworthy businesses.

Why Choose Our Business Loans

• Flexible loan structures tailored to your business

• Competitive pricing in EUR and GBP

• Transparent terms and clear repayment schedules

• Support for both growth initiatives and operational stability

• Professional assessment with fast decision-making