Check Credit (Credit Assessment)

Check Credit is a service that helps businesses evaluate the creditworthiness of customers, partners, or suppliers before entering into financial agreements. By reviewing financial data and payment history, companies can reduce risk, avoid late payments, and make informed decisions.

This service is ideal for businesses that want greater security when offering payment terms, signing contracts, or expanding to new markets

Check Credit – Creditworthiness & Risk Assessment Service

Check Credit is a professional credit assessment service designed to help businesses evaluate the financial reliability of customers, partners, and suppliers before entering into commercial or financial agreements. By analyzing verified financial data, credit scores, and payment behavior, Check Credit enables companies to reduce financial risk, prevent late or non-payments, and make well-informed business decisions.

This service is particularly valuable for companies offering payment terms, signing long-term contracts, onboarding new business partners, or expanding into new markets where financial transparency is critical.

How Check Credit Works

1. Information Collection
   We gather up-to-date financial and credit-related data from trusted credit bureaus and public financial registers. This may include:

   • Company registration details

   • Financial statements and turnover

   • Credit scores and risk ratings

   • Payment history and defaults

   • Outstanding debts or legal notices (where applicable)

2. Credit Analysis & Risk Scoring
   The collected data is analyzed and translated into a clear credit profile, including:

   • Overall creditworthiness rating

   • Risk level (low, medium, high)

   • Recommended credit limits or payment terms

   • Early warning indicators

3. Clear Reporting
   Results are delivered in an easy-to-understand report, allowing decision-makers to quickly assess risk and take action.

4. Ongoing Monitoring (Optional)
   For long-term relationships, we offer continuous monitoring with alerts if a customer’s or partner’s financial situation changes.

Who Check Credit Is For

Check Credit can be offered to and used by:

• B2B companies offering invoices or deferred payment terms

• Wholesalers & distributors working with new or international customers

• Manufacturers & suppliers assessing reseller or partner risk

• Professional services firms (consulting, agencies, IT, logistics)

• E-commerce & marketplaces onboarding business sellers

• Financial & leasing companies

• International businesses expanding into new markets

• SMEs and large enterprises that want structured risk management

Key Benefits

• Reduced risk of late or unpaid invoices

• Better control over credit limits and payment terms

• Increased financial security when signing contracts

• Faster and more confident decision-making

• Improved cash flow and fewer losses

• Stronger internal credit control processes

Pricing (Indicative)

Pay-Per-Check

• €29 – €59 per credit check

• £25 – £50 per credit check
  (Price depends on market, data depth, and company size)

Monthly Subscription Plans

Basic

• Up to 10 checks/month

• €199 / month

• £175 / month

Professional

• Up to 50 checks/month

• €699 / month

• £610 / month

Enterprise

• Custom volume & advanced monitoring

• Custom pricing in EUR & GBP

Add-ons

• Continuous credit monitoring

• Risk alerts & change notifications

• API integration

• Bulk credit checks

Ideal Use Cases

• Before approving invoice payments or longer payment terms

• Before signing supplier or partnership agreements

• When onboarding new B2B customers

• Before entering new geographic markets

• As part of internal compliance and risk management