Debt Consolidation & Portfolio Acquisition (Business Debt Buyout)

Debt Consolidation & Portfolio Acquisition is a comprehensive financial solution where we take over and consolidate a company’s existing debts into one structured financing arrangement.

We purchase bundled debts from businesses and replace multiple creditors, invoices, and loan obligations with a single consolidated loan. This simplifies financial management, reduces administrative burden, and creates clearer repayment terms.

This service helps companies:

• Combine multiple debts into one solution

• Improve cash flow and financial overview

• Reduce payment stress and complexity

• Regain control of their financial situation

Our tailored consolidation solutions are designed to support long-term stability, allowing businesses to focus on growth while we manage and restructure their debt obligations in a professional and transparent manner

Debt Consolidation & Portfolio Acquisition

Debt Consolidation & Portfolio Acquisition is a comprehensive financial solution designed to help businesses regain control over complex debt structures by consolidating multiple liabilities into a single, structured financing arrangement.

We acquire and consolidate existing debt portfolios from companies, replacing multiple creditors, invoices, and loan obligations with one unified financial solution. This approach significantly simplifies financial management, improves liquidity, and provides clearer and more predictable repayment terms.

Our service is particularly suited for companies experiencing rapid growth, cash flow pressure, or administrative complexity related to managing multiple lenders and payment schedules.

What We Offer

• Acquisition of bundled business debts

• Replacement of multiple creditors with a single financing partner

• Tailored consolidation structures aligned with the company’s cash flow

• Transparent repayment schedules and fixed terms

• Ongoing professional debt management and restructuring support

By acting as the sole counterparty, we reduce operational strain and create a stable financial framework that allows management to focus on core business growth.

How It Works

1. Initial Assessment
   We conduct a confidential financial review of the company’s existing debt structure, including loans, invoices, credit lines, and other obligations.

2. Portfolio Valuation & Offer
   Based on risk, maturity, and cash flow capacity, we value the bundled debt portfolio and present a consolidation proposal.

3. Debt Acquisition
   We purchase the agreed debt portfolio and assume the role of the primary creditor, replacing existing lenders and counterparties.

4. Consolidated Financing Structure
   The company transitions to a single consolidated loan with clearly defined terms, repayment schedules, and reporting.

5. Ongoing Management & Support
   We actively manage and, where appropriate, restructure the debt to support long-term financial stability.

Key Benefits for Companies

• Combine multiple debts into one structured solution

• Improve cash flow and financial visibility

• Reduce administrative workload and payment complexity

• Lower financial stress and risk of missed payments

• Strengthen long-term financial stability

Pricing & Fees (Indicative)

Pricing is customized based on portfolio size, risk profile, and complexity. Typical structures include:

Portfolio Acquisition Discount

• 5% – 20% of total debt value
  (depending on risk, maturity, and credit profile)

Arrangement / Structuring Fee

• EUR 10,000 – 75,000

• GBP 8,500 – 65,000

Interest Rate on Consolidated Loan

• EUR: 6% – 12% p.a.

• GBP: 6.5% – 13% p.a.

Loan Size

• From EUR 250,000 up to EUR 25 million+

• From GBP 200,000 up to GBP 20 million+

All pricing is indicative and subject to due diligence, portfolio risk, and market conditions.

Who This Service Is For

• SMEs and mid-sized enterprises

• Companies with multiple lenders or invoice financing arrangements

• Businesses seeking improved liquidity and financial clarity

• Firms undergoing restructuring, expansion, or operational transition

Our Approach

We operate with a strong focus on professionalism, transparency, and long-term partnership. Each consolidation solution is tailored to the company’s financial reality and growth objectives, ensuring sustainable outcomes rather than short-term relief.